Investing - Theory, News & General • Has anyone worked with a Financial...
I’m leaning toward letting them manage some funds, fee is .35. I’ve met with the Fidelity manager 3 times via zoom.“Fidelity® U.S. Total Market Index StrategyA separately managed account that seeks to...
View ArticlePersonal Finance (Not Investing) • Question about TIAA My Personal Pension...
Thank you for your perspective. I agree.I have a few follow-up questions:1) When you said “probably conservative,” did you mean as a best-case or worst-case scenario?2) If we assume a 7% interest rate...
View ArticlePersonal Investments • VBIL, SGOV, USFR
Yep but it has been growing. Its not even a year old yet.https://in.tradingview.com/symbols/AMEX-ICPI/profile/scroll down to the AUM graphCheersfor you folks who use this fund, are you doing limit...
View ArticlePersonal Finance (Not Investing) • Cash while travelling abroad
Not sure what someone might do with old ones tucked away in some forgotten suitcase.According to this old Reddit thread (https://www.reddit.com/r/Banking/commen ... ers_check/), many banks will accept...
View ArticleInvesting - Theory, News & General • Efficient Market Hypothesis...
In my response to you, I provided a link to discussion on necessary and sufficient from a logics course. You may find it helpful.In brief, sufficient is a (wholly included) subset of necessary. As...
View ArticlePersonal Consumer Issues • Garden hose recommendations
I bought an Eley hose and reel several years ago, and it's held up great. I treat it with no care at all and it's been fine (I live in the southeast, so winters are mild, though we do regularly go...
View ArticlePersonal Finance (Not Investing) • Age 80 - What to do when one has saved too...
A few weeks ago, just before I turned 78, I used an RMD calculator to determine that if I take just my RMDs out of my IRA, the IRA is not likely to start shrinking for about another ten years. I don't...
View ArticlePersonal Consumer Issues • How to repair granite countertop surfaces?
We have granite countertops in our kitchen with 20 years of usage. Some surfaces are no longer smooth with small pockets. Its functions are not affected. But my wife is complaining. I am wondering if...
View ArticlePersonal Consumer Issues • Can I renew Global Entry while on expired passport?
If you let your GE expire and you later need to reinstate it, you’ll need to go in for an interview, whereas right now you can renew it online. And if it is expired too long, you might need to go...
View ArticlePersonal Investments • Looking at money market funds, VUSXX seems like a...
Mine always have, at least by the time I check the next morning. I do note that for the last several years my bank states that many of my transactions like this are deposited “early”, so perhaps at...
View ArticlePersonal Investments • non deductible Ira I totally forgot about.
When non-deductible contributions are made for a few years and then stop, there is no requirement to file Form 8606 each year unless there is a distribution. But it has always been my view that it...
View ArticleBogleheads Community and Local Chapters • Financial Conference for non profits
If you are on Zoom, I would like to join.Yes, on Zoom! Please see here for more info: viewtopic.php?f=9&t=161311Thank you!Statistics: Posted by sschullo — Wed Sep 23, 2026 8:19 pm — Replies 6 —...
View ArticlePersonal Investments • Mid 30s, fortunate to have large portfolio but unsure...
The main reason I'm slightly leaning towards bonds though over that is because I have read that past a certain point, the marginal benefit of increasing equity exposure is minimal, so I feel like it's...
View ArticlePersonal Finance (Not Investing) • Testamentary Trusts and real estate
If it’s jointly owned it belongs to the surviving spouse by operation of law at the first death. There’s nothing that you need to do, nor is there anything you can do. The general rule is that there’s...
View ArticlePersonal Investments • Anyone NOT Roth Converting?
We haven't converted for the following reasons: 1) currently in the 12% bracket with an effective rate under 9% so I just fill out to top of 12% bracket and pay my taxes that way; 2) I've been hearing...
View ArticlePersonal Finance (Not Investing) • Buying land and building a house
Sounds great. Were you planning on being a farmer?We had considered wanting a farm, but didn't want to move out of our current school district. Didn't think we would find a farm that was affordable,...
View ArticlePersonal Finance (Not Investing) • How secure is MS OneDrive
For your sake, I hope none of those 14 characters contain any words or have more than a couple characters in common. FWIW, our PW manager has 480 passwords, most are 15-20 characters and completely...
View ArticlePersonal Finance (Not Investing) • Meta Muse — anyone using for financial needs?
Personally I would put more faith in the collective BH brain trust to answer financial questions than an AI app.Statistics: Posted by AlwaysLearningMore — Tue Sep 22, 2026 8:53 pm — Replies 4 — Views...
View ArticlePersonal Investments • Vanguard Brokerage Purchase of VTSAX with Upcoming...
I purchased $150K of VTSAX in my Taxable Brokerage account today as I forgot that a dividend was scheduled to be distributed next Monday 9/28/2026 with this Friday 9/24/2026 as the record date.After...
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Personal Investments • Roth 457b vs Traditional What Would YOU do and WHY?
I now have the option to contribute to a Roth 457b so I would like some opinions on whether or not I should. I can retire at age 54 with a pension estimated between 35-45k. The funds in the 457b can...
View Article![Cloonee, Yandel & ATLAC – Movimiento – Single [iTunes Plus M4A]](http://i.imgur.com/Q8tO40p.jpeg)
