Personal Investments • Concentrated stock: act now or wait?
Yes, you likely would be upset (or perhaps a stronger word) if AAPL were to drop 50% next month and not recover for a decade.Been there, done that. For better or worse (mostly better), I decided to...
View ArticlePersonal Investments • Is Vanguard PAS worth it or should I use an...
I’ve previously posted on this forum but still have questions. I’m 66, single, and still working full-time in California. I have a combined savings of $1.6M at Vanguard (rolled over 401K) and current...
View ArticleForum Issues and Administration • [Dark Mode in Forum?]
I had the same complaint previously. But I solved the issue on iPhone with an app called shade that gives me dark mode on Safari. Good luck.Statistics: Posted by Bogglehaed1 — Sun Sep 27, 2026 9:54 pm...
View ArticlePersonal Finance (Not Investing) • How much should we increase spending?
It has been 5 years since I retired in July 2021 at the age of 57. Microsoft Copilot shows that the total inflation is about 23.7%, but our portfolio increased about 56.5%, despite that we doubled our...
View ArticlePersonal Finance (Not Investing) • Age 80 - What to do when one has saved too...
There was a poster up thread Mrs Annette who claimed $300k a year for 24/7 nurse care. For minor nursing care something like daily home health nurse visit is enough and covered by Medicare. For more...
View ArticlePersonal Finance (Not Investing) • AARP/UnitedHealthcare (UHC) vs Mutual of...
I can't help you on your decision between AARP/UHC or MOO but can relay this recent experience. I retired last January and started on Medicare for the wife and I at that time. I spent hours last year...
View ArticleInvesting - Theory, News & General • Why Bonds EVER when you have TIPS?
I'm a tiny little fish, in a big pondStatistics: Posted by dknightd — Sun Sep 27, 2026 9:18 pm — Replies 63 — Views 5038
View ArticlePersonal Investments • Explain TIPS yield please, it's not adding up for me
Regarding YTM and reinvesting coupons, here's a good discussion about it: Does YTM require that coupons are re-invested?The whole thread is worth reading but if had to read just one post, maybe this...
View ArticlePersonal Investments • Vanguard Website Misbehaving?
Just logged on, pages displaying normally. Declined to create a passkey.Statistics: Posted by rkhusky — Sun Sep 27, 2026 9:10 pm — Replies 35 — Views 937
View ArticlePersonal Investments • Experience moving Solo 401K from Vangaurd to Fidelity
I thought all Vanguard Solo 401(k) accounts were transitioned to Ascensus?I moved mine from Vanguard to Fidelity using a non-prototype retirement account with MySolo401k.net. I had to go to the local...
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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
Thanks for the accessible link. Most of the good shows are listed, but they're in the wrong order. Yes. "House" should be a lot higher than 95.Yes. But even more egregious, The Sopranos isn't even on...
View ArticleInvesting - Theory, News & General • Treasury Direct [and other...
If one has a joint owner (and ID.me registered) with transaction rights it is a non-issue for current holdingsStatistics: Posted by LuvBogle — Sun Sep 27, 2026 9:05 pm — Replies 492 — Views 37743
View ArticlePersonal Finance (Not Investing) • Loan from Fidelity solo 401(k) non-prototype?
You have to contact the person/company who set up your non-prototype plan to get guidance. The company I use will do everything to arrange the loan and then you just make the disbursement and...
View ArticlePersonal Investments • Can we count dividends from index funds as fixed income?
No effort on your part in taking interest and dividends.I'm not sure what you mean, but I do not seek out interest and dividends to cover spending - I will of course use the cash generated from...
View ArticlePersonal Finance (Not Investing) • Setting up Passkeys on Vanguard Site...
Do they disable the password then? I find it annoying that they never close the loop. They keep implementing more rigous login but always leaves a backdoor of user name, password, and sms.No.I think...
View ArticlePersonal Investments • Lump sum or pension given my specific options?
...There’s something to be said for taking only about 12% of your total net worth (of $7 million plus lump sum pension) and using it to “buy” a guaranteed income approaching $100k per year...I agree...
View ArticlePersonal Investments • Good time to get out of AVUV?
Honestly everything you need to consider has already been said in the thread.Statistics: Posted by LookAhead — Sat Sep 26, 2026 9:14 pm — Replies 51 — Views 6712
View ArticleInvesting - Theory, News & General • MYGA followed by SPIA, versus a DIA
Suppose there was money I wanted to protect from market risk, and that I intended to annuitize for spending money eventually, on X date. Is it generally better to……If you’re absolutely, positively...
View ArticlePersonal Investments • Anyone NOT Roth Converting?
When considering Roth conversions, look at the Widows Penalty - the single tax rate, the higher IRMAA penalties, and the reduced threshold for NIIT.Very true -- and also known simply as the Singles...
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Personal Investments • Best retirement account move for 52 year old!
Some of my friends said I should wait until the market goes down because right now its very high or at least wait until after the election in November.welcome to the group!this advice of your friends...
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