Bogleheads Community and Local Chapters • We Visited with Taylor Larimore...
Thanks so much for this update! So glad to hear Taylor is doing well and with his family and among friends and loved ones. Thanks, Taylor for the millions you’ve helped!Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Healthcare costs for my 78 year old mother
As someone else said, you are getting your Medicare parts mixed up. Part A is $185 and Part B has a plan F. Do not cancel Part B.Part A is for Hospitalization and Skilled Nursing Facilities and has no...
View ArticlePersonal Consumer Issues • 2026 cost to replace brakes and fluid flush
I think those amounts sound reasonable for the jobs quoted and location. Make sure the parts are OEM / quality. If aftermarket, then I'd expect to pay less. Also, independent mechanics will generally...
View ArticlePersonal Investments • Mortgage payment speedup while optimizing for multiple...
Thanks grabiner, first of all, your response in the other topic was the most informative one, and also the reason why I had to open this topic as a follow-up. But I have questions below.I want to...
View ArticlePersonal Finance (Not Investing) • Getting remarried and trying to decide if...
State law has both of you covered. Listen to your fiance and soon to be wife.Happy Wife, Happy Life!Until you get divorced and spouse takes half.Interesting comment. How much of your net worth did you...
View ArticlePersonal Finance (Not Investing) • Most frugal housing path now that my DIY...
If you don't want to deal with fixing it up or even dealing with having contractors do it, selling it is probably a good plan. It probably won't show well so likely won't net anywhere close to...
View ArticleInvesting - Theory, News & General • A Safe Withdrawal Method?
Just tried the calculator. It appears anything but safe and extremely simplified. Not sure what you see in the process that you like. It could work with a low withdrawal rate. It is not something I...
View ArticleInvesting - Theory, News & General • Annuity vs. 72(t) bridge to 59½: am...
there is elegance in simplicity. my wife is younger, is not native to our shores and i don’t want to burden her with complexity after i die. i too have looked at such things as tips ladders and 72(t)...
View ArticlePersonal Finance (Not Investing) • Phased Expenses
I am using Pralana and wondering what year groups I should use for phased expenses ? My estimated retirement is 52. Once I have those year categories I will try to estimate expenses based on current....
View ArticlePersonal Investments • SPDAs vs Treasuries [Single-Premium Deferred Annuity]
First time post here. 69 years old Married both retired but I still work part rime as a consultant. Recently rolled over 401K to Fidelity and working with free financial advisor there which had been...
View ArticleInvesting - Theory, News & General • Muni Bonds When Calculating Tax...
I’ve typically discounted my taxable account by 20% Perhaps correct, but only if your cost basis is zero.Statistics: Posted by Thesaints — Mon Oct 19, 2026 11:16 pm — Replies 4 — Views 188
View ArticlePersonal Investments • Share prices of mutual funds in Roth conversion?
If you want to Roth convert an exact dollar amount, convert shares from a MM fund, where one share is always $1. For example, convert shares of mutual fund equities to get close to your number. The...
View ArticlePersonal Investments • I Need Guidance: Determining How Much Income to Earn...
Dear Random Poster,I empathize with your situation. We (my wife and I) retired early-ish (mid-50s) and wrestle with some of the same issues (eg, most funds in taxable, ACA considerations). My thoughts...
View ArticlePersonal Investments • moving to schwab from vanguard, or maybe to fidelity
i “grew up” financially in vanguard. i was invested frugally and cautiously for the long haul before i knew what was a boglehead. my first, only and longest ira was in vg wellington. after early...
View ArticleBogleheads Community and Local Chapters • Suggestions for the Wiki
It was suggested I post here in viewtopic.php?p=8879391#p8879391I think the terminology ‘constant duration’ (and to a much lesser extent ‘declining duration’*) are somewhat misleading on the wiki page...
View ArticleInvesting - Theory, News & General • "TIPS: Safer Than They Seem"
The article mentions lifetime real spending power and "annuity-equivalent" wealth. Shouldn't the article address the lack of longevity insurance?Then one can buy longevity insurance with future dated...
View ArticlePersonal Finance (Not Investing) • Year end distribution for Vanguard Active...
Is this different from the usual Preliminary capital gains distribution estimates, that comes out in about a month, and covers data up to Oct 31? and the Final estimated year-end distributions that...
View ArticlePersonal Finance (Not Investing) • Roth Conversion - paying taxes
I've filled out the form several times and I can assure you filling out Form 2210 didn't take 4 hours...heck, I doubt doing my entire taxes in TT took 4 hours!Congratulations and Thanks for sharing...
View ArticleInvesting - Theory, News & General • What's Been The Best [Financial]...
Bought Apple in 2012. It is 15x now. Still holding on to it.Smart. I have seen a lot of people own Apple and do quite well with it and it has actually made some people I know wealthy and let them buy...
View ArticlePersonal Investments • Are we on track for early retirement?
That would be a January 1, 2029 retirement for both of us. Any thoughts?Sounds, calculates, and looks good.If you can tolerate your jobs, consider working until March or April 2029 (build more...
View Article![Suupeas – Fall in Dream (2026-10-09) [Single, FLAC 24bit/48kHz]](http://getimg.link/images/2026/10/17/442240.md.jpg)
