Investing - Theory, News & General • What are you up YTD? [Year To Date]
YTD +8% w/o contributionsStatistics: Posted by takeabiteoflife — Sun Oct 04, 2026 11:20 pm — Replies 6249 — Views 1354653
View ArticlePersonal Consumer Issues • Have any of you tried a hair system?
The front I can deal with, even if it's not ideal. It's the back that that I find unflattering. The salons that do hair systems require shaving the top and front hair (similar to Dr. Phil) before...
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Personal Consumer Issues • What Book Are You Currently Reading? Part VI
12 rules for life: An anti-dote to chaos by Jordan B. Peterson. It's intense and by no means a light read. Highly recommend it . I bought it's sequel, Beyond Order but still mustering up the strength...
View ArticlePersonal Consumer Issues • GE Washing machine died after 2 years
I bought a GE GFW550SSNWW front load washer in 2024.My area has very inconsistent electrical power. When the washer was in its final spin (4 minutes left) the power went out for like 3 seconds. I...
View ArticlePersonal Finance (Not Investing) • ChatGPT making finance apps obsolete?
Yes indeed. I have done this for 18 months and it is a game changer for me. With the latest models it is super easy for a non technical person. This tech is going to destroy Quicken, if not the world...
View ArticlePersonal Investments • Where do we go from here?
Total 4672k ........Questions:1. If we spend $25,000 per month for the next 2.5 years (due to 16yo's high school tuition + ongoing college savings) and assume we would spend $20,000 per month...
View ArticleInvesting - Theory, News & General • Long term TIPS real yield at 3%
I have a lazy question: Are dividends from LTPZ deductible from state-level taxes?They're taxable as ordinary income in most states.Statistics: Posted by pascalwager — Sun Oct 04, 2026 10:57 pm —...
View ArticlePersonal Consumer Issues • Passkeys for Login On Vanguard [not working]
That's a big if. The way it works now, even if you register a passkey, it does not prevent you (or an attacker) from still using username & password to log into your account. It doesn't disable...
View ArticlePersonal Finance (Not Investing) • excess contribution to inherited IRA
First time poster here-I inherited a Vanguard IRA from my father last year and was just informed by the executor of his estate that he had made an excess contribution to the IRA before he died. I am...
View ArticlePersonal Consumer Issues • Back up passwords to financial sites
It often is not a simple matter to establish the behavior of facilities used as needed to design continuity procedures, and vendor guidance may be obtuse. For instance, here is the recovery guidance...
View ArticlePersonal Investments • Should I sell year old midduration T notes and TIPS...
You should not expect any significant total return advantage from switching between two similar bonds. If it existed, it would quickly be arbitraged away by sophisticated traders.You might be able to...
View ArticlePersonal Investments • Authorized account access at TIAA?
This may be a bit of a grey area. I wonder if one can use an aggregator like yodlee or plaid. You are technically not logging in from your computer.Aggregators have always worried me a bit too. I...
View ArticlePersonal Investments • IRA losses - what is point of brokerages reporting them ?
While extremely uncommon, an IRA may be subject to tax on its internal income in some circumstances (e.g., if it owns an asset that generates "unrelated business taxable income").Statistics: Posted by...
View ArticlePersonal Investments • Pay off mortgage or invest in brokerage?
Your mortgage rate is less than inflation, your debt is getting cheaper in this inflationary environment. If you're switching careers why would you want to lose liquidity?Statistics: Posted by GP813 —...
View ArticlePersonal Finance (Not Investing) • RMD table @ age 75 in 2032?
It is very possible that the typical 20 year gap between RMD tables (2002-2022) will be longer than usual because the 2022 RMD tables used mortality tables in effect prior to Covid. Covid increased...
View ArticlePersonal Consumer Issues • How to Move to Linux
In what way did you find Wayland to be a giant leap forward for the end user?X11/xorg was unstable, crash-prone, and riddled with bugs. Wayland, on the other hand, is a breath of fresh air.There seems...
View ArticlePersonal Consumer Issues • Tips for unsupported bike ride
OP, I looked up the services we used to support our ride last year, which supported a group of 20+ riders. We used:https://www.sunshineluggageshuttle.com/ - this company moved our luggage and gear...
View ArticleInvesting - Theory, News & General • Annuity concerns with Bermuda...
It just makes me question whether the interest rate is worth the risk.Is this offshore annuity situation eerily similar to the S&Ls? I wasn't there but have a relative who knew people who lost...
View ArticleInvesting - Theory, News & General • Treasury Direct [and other...
ID.me seems problematc lately. I registers years ago and recall the process wasm't all that difficult. You would submit a photo ID as an image and then verify using your smart phone camera. Afterward...
View ArticlePersonal Finance (Not Investing) • Roth Conversions and IRMAA limits for...
Just to clarify. After I used the term "tax brackets" I figured that would be misunderstood. What I meant was the shock of going to Single tax brackets from Married Filing Jointly when you lose your...
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